A home mortgage is not easy to obtain


Well-known member
It took us many years before we were able to buy a home of our own via a bank loan. The mortgage was for 11 years that we would pay the installment which is almost double of our monthly rental expenses. It was difficult time for the 1st year but fortunately we had a salary raise and our spending was fully controlled. After 3 years of installment we got used to our budget that it became convenient.


New member
Plenty of banks can offer loans with a “good % of interest,” but to receive it, you will need to present many documents and an approval process that is difficult to pass for many people.

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