I need to set aside money for my old age so I opened a bank account for that. It is nice to think that I have the money now and all I need to do is to set aside for my old age. Now I feel good with my budget. There is a bank account for the household needs and there is also the bank account for the stocks. It is not easy to divide the budget and I am glad that there is a bank account for such needs. The ATM card is also very useful when I need cash instantly.