I am presently in search of an investment program that is safe. The time deposit in the bank would earn a very minimal interest that is why it is out of the question now. The stocks look okay but I am not 100% sold out yet. As of now it is real estate that looks to be the safest. However, there are many hassles in buying real estate because of the requirements in the processing. It takes time before the title can be transferred to the name of the buyer.